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Showing posts with label Breast. Show all posts
Showing posts with label Breast. Show all posts

Monday, April 9, 2012

Young Women Are Learning To Fight Back - What You Can Do To Reduce Your Breast Cancer Risk


The American Cancer Society predicts 34,170 new cancer cases in Texas this year. Of those, 2, 480 are expected to be breast—in third place, following lung (9,920 cases expected), and colon/rectum (3,220). Nationally, 26% of new cancer diagnoses—178,480—will be breast, accounting for one-third of all cancers in women. Warnings about environmental toxins, the dangers of inadequate diet and nutrition, and risk factors associated with family history abound. Combined with dismal statistics on the declining number of those able to afford individual health insurance—25.1% in Texas are uninsured—it can all seem more than a little overwhelming.

The lifetime risk of being diagnosed with breast cancer is approximately one in eight, or 13.2%. Risk substantially increases with age, genetic tendencies, family history, personal medical history, and obesity. A woman in her thirties has only a 1 in 229 (0.4%) chance of being diagnosed, while a woman in her sixties has a 1 in 26 chance (3.8%). Survival rates for cancer increase with proper screening, early detection, and quality treatment (which, in turn, increases with health insurance coverage). These low percentages overall seem unconcerning, very low, in fact, but when we stop to consider what this means in actual numbers, or the fact we probably know someone affected by the disease, it hits closer to home.

Susan G. Komen for the Cure, along with the American Cancer Society and other non-profit groups, are helping women in Texas and across the country take control of their health by reducing risk factors. Women of all ages are fighting back with knowledge, support groups, and a push for healthier lifestyles. One can substantially reduce risk by becoming aware of, and adjusting for, personal vulnerabilities to the disease and establishing healthy habits. The younger the better, and young women are becoming more and more aware.

Many still believe that what puts a woman primarily at risk is genetic tendency (i.e., family history), but this simply isn't true. Only 5-10% of cases are linked with the BRCA genes, and only 30% of women with breast cancer have a family history of it. While certain uncontrollable factors significantly contribute to its incidence—including family history, early onset of menarche (having the first period before 12), late onset of menopause, the first full-term pregnancy after 30, hormone use, and being over 5'3"—a woman can reduce her risk, family history or not, by following a healthy lifestyle and making certain key medical decisions.

Obesity and physical activity are among those controllable risks. Weight gain of more than 20-30 pounds after 18 is of particular note. An obese woman has a higher risk of getting breast cancer, as do physically inactive women. The belief is that higher fat content produces more estrogen in the body, which, in turn, increases risk.

In 2005, Texas reported 27% of its residents as obese, above the national average of 24.4%. Recent studies of children in Dallas, Houston, and other cities across the state indicate troublingly high percentages of obesity in those under 18, as well. A child with unhealthy lifestyle habits has a higher chance of retaining those unhealthy habits as an adult, which, in turn, puts that adult at higher risk for certain cancers and chronic conditions. Establishing regular exercise and smart diet choices as early as possible in young women not only reduces the risk of breast cancer, but also improves overall well-being. A consistent physical regimen, producing an elevated heart rate for thirty or more minutes, several times a week, will decrease chances of not only breast cancer, but also many other diseases.

Estrogen exposure is another reason behind the slight increase of breast cancer in women taking (and shortly after taking) the birth control pill, as well as the risk associated with women participating in HRT (hormone replacement therapy), particularly after menopause. While short-term use of these hormones has been associated with reduced danger, anyone considering these treatments would be wise to weigh all the pros and cons before beginning.

Alcohol consumption increases cancer risk. Even a few drinks a week could affect one's chances, but, in general, physicians say not to worry too much about enjoying a glass of wine or the occasional beer. Data suggests that the biggest concern over alcohol is its overuse; alcohol affects the way the liver processes estrogen.

Larger breasts, as well as asymmetrical breasts, may work against a woman, and choosing not to nurse may also increase the chances of getting breast cancer. Why nursing can dramatically influence risk—reducing it by as much as 50%--is not exactly known, but studies have shown that women who breastfeed several children, for extended periods, gain the greatest benefits.

Overall, it can be a little frightening. Cancer is one of the leading causes of death in the United States, and, with so many women being diagnosed with breast cancer alone every year, it's hard not to become overwhelmed. But we're fighting back, and young women are becoming more aware every day of what they can do to reduce their chances. Exercise, reduce stress, don't drink too much alcohol, nurse if possible, and, for goodness sake's, monitor yourself. If you're without individual health insurance and find it difficult to go for annual exams (which should include a breast exam), do everything you can to get it. In the end, it's up to you to take control and to fight back.

How you treat your body when you're young will certainly affect your health as you age, and eventually your wallet. If you're interested in high-quality individual health insurance at affordable rates, specifically created for young, healthy individuals, you should take a look at Precedent. Visit our website, [http://www.precedent.com], for more information. We offer a unique and innovative suite of individual health insurance solutions, including highly-competitive HSA-qualified plans, and an unparalleled "real time" application and acceptance experience.




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Saturday, March 17, 2012

Life, and Insurance, After Breast Cancer


Breast cancer strikes fear in women's hearts. It is the leading cause of cancer in women, with 207,090 women expected to be diagnosed with the disease this year alone, and is expected to claim the lives of more than 40,000 women in 2010, according to the American Cancer Society. Many of its victims are scarred by the trauma of going through treatments and possibly losing part of their womanhood.

But there is cause for hope. The likelihood of surviving the disease and subsequently getting life insurance has improved over the last several years.

As a result of earlier detection, improved treatment and decreased incidence, death rates from breast cancer have been steadily decreasing since 1999, according to Cancer Facts & Figures 2010-Atlanta: American Cancer Society report.

Survivors can obtain life insurance after they've been successfully treated for the disease. How long after depends on a number of factors including the stage or severity of the cancer, whether it spread to other organs and if it is a repeat cancer, says Anna Hart, principal and consulting underwriter with ARH Consulting in Eastland, Tex.

Treatment and follow-up is key

"Those with small, early stage, good risk breast cancer can get life insurance as soon as they have completed treatment and had a follow-up visit. For a later stage breast cancer, the postpone period may be 2-5 years. For more advanced breast cancer and recurrent breast cancer, the postpone period may be 5-10 years," says Dr. Ann Hoven, chief medical director of The Hartford's Individual Life Division. She says insurance companies don't look at the type of treatment used to cure the cancer-mastectomy versus chemotherapy-but at its overall success.

Life insurance companies base their charges on several rating categories, with preferred plus being the best and cheapest and substandard the lowest and most expensive. Hart says most survivors would be offered standard rates. Some companies will offer preferred rates for Stage 1 cancer and after a minimum of 10 years without recurrence, she says. She says those with recurring cancer are generally uninsurable.

Those with cancer in both breasts have a higher risk and therefore, a higher rating, than those with cancer in just one breast, Hoven adds. Hart says family history is considered as a screen for preferred exclusion, but not for possible denial.

Hart says both men and women breast cancer survivors receive the same rates. Survivors could be eligible for both term and whole life insurance.

If you've been denied life insurance in the past, Hart and Hoven recommend you try again, provided your treatments are completed and you've undergone the wait period. Hoven urges women to get annual mammograms and screenings for other cancers, following a healthy diet and exercise routine and taking care of other health issues like high blood pressure to improve your chances of getting life insurance.

If you're still undergoing treatment, Hoven says The Hartford can often offer a joint life policy if your spouse/partner is in good health.

Debunking breast cancer myths

Using antiperspirants and shaving your underarms increase a person's risk of developing breast cancer.

The American Cancer Society, National Cancer Institute and U.S. Food and Drug Administration agree there is no good scientific evidence to support this claim. The ACS says an epidemiologic study of this issue published in 2002 found no link between breast cancer risk and antiperspirant or deodorant use. Another study published in 2003 reported younger women who were diagnosed with breast cancer said they used antiperspirants and started shaving their underarms earlier and more often than women who were diagnosed when they were older. But this study did not include a control group of women without breast cancer and has been criticized by experts, the ACS reports.

Wearing a bra for a whole day compresses the lymphatic system of the breast, resulting in accumulation of toxins that cause breast cancer.

The ACS says there are no scientifically valid studies that show wearing bras of any type causes breast cancer. The claim making its way through e-mails appears to be based on the writings of a husband and wife team of medical anthropologists who link breast cancer to wearing a bra. However, their study was not conducted according to standard principles of epidemiological research and did not take into consideration other variables, including known risk factors for breast cancer, the ACS notes.

Paget's disease, which looks like a rash around the nipple, is a rare form of breast cancer that can be misdiagnosed as a dermatological condition.

This e-mail myth is actually a very plausible description of a case of this rare disease, says the ACS's medical editor, Ted Gansler. "I do not doubt that some cases of Paget's disease might be initially overlooked and attributed to a benign skin condition," Gansler states. Paget's disease starts in the breast ducts and spreads to the skin of the nipple and then to the areola, the dark circle around the nipple. Paget's disease accounts for only 1 percent of all cases of breast cancer. The skin of the nipple and areola often appears crusted, scaly, and red, with areas of bleeding or oozing. The woman may notice burning or itching. See a doctor if any change occurs, such as development of a lump or swelling in the breast or underarm area, skin irritation or dimpling, nipple pain or retraction (turning inward), redness or scaliness of the nipple or breast skin, or a discharge other than breast milk, the ACS recommends.

Power lines, microwave ovens and TV could cause breast cancer.

There have been several studies over the past 15 years evaluating children's and adults' residential exposure to electro-magnetic fields in relation to breast cancer, brain cancer and leukemia, most of which have been inconclusive, the National Cancer Institute says. Still, the National Institute of Environmental Health Sciences recommends increasing the space between devices that emit EMFs, including TVs, microwaves and electric blankets, and yourself and discouraging children from playing near power lines. EMFs are emitted from devices that produce, transmit or use electric power.

You can only inherit breast cancer from your mother's side of the family.

Not true, says the NCI. Genes related to it can be inherited from your father's side, too.

This article originally published at Life Quotes, Inc.




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