Insurance Agents - Getting Started in a Career in Insurance

An insurance career, like any career in sales, has the potential for great rewards with a bit of luck and hard work. At the same time, as most agents are for the most part independent and paid entirely based on commission, there is no salary to fall back on and no one to carry you when times get hard.

Although many insurance companies will require that new agents they hire have a college education, this is not required by the state and many independent agents set up private brokerages and sell coverage and policies from various companies without actually working for any individual company. In general, if you are just getting started in your insurance career, it is easiest to start out with a company or brokerage of some kind, where you can work with and learn from your fellow agents.

For more information about how to obtain an insurance license in your state (each state has rules and regulations that are specific to that state, even though these are usually similar across different states), contact your state Department of Insurance, or contact the National Insurance Producer Registry, an organization that works hand-in-hand with many states to help new agents get licensed.

Also, remember that starting out in insurance, there can be fairly large differences in salaries in the different insurance lines, for example, between life/health vs property/casualty insurance base salaries.

It is usually easier for a life & health agent when they are first starting out, with larger commissions upfront, while property and casualty agents take a bit longer to get going but are easier to build into more of a snowball effect. Usually it is fairly easy to maintain a large number of policies with a large number of customers with minimal interactions over the lifetime of the account, most of that upfront. In fact, many successful agents years into their insurance career are able to offload a large portion of their work onto the office staff they they end up hiring to cover most tasks such as answering the phone, etc.

In short, a career in insurance can be a great way for a person to get started on their own quickly, and is something that can be built into quite a decent salary (six figures are not at all uncommon) after just a few years of hard work.

Insurance career education and training providers are available to help guide you through the process of becoming an agent. If you are interested in a career in insurance, see our site at http://www.cpmipro.com/ for more information.

How Grand National Started

Watching the Grand National race has become a favorite past time for millions of enthusiastic fan. The Grand National is the most popular National Hunt racing in the world. It is also one of the most exciting and controversial races due to the high number of injuries and death of the horses while competing in the race. To date, a jockey had died from injuries that was sustained during the race.

The event is a Grade 3 event for horses that are above 6 years old. It is usually conducted on a Saturday, in Liverpool. The circuit requires the horse to jump over a total of 16 fences. Only The Chair and the Water Jump will be jumped over once. The rest of the fences will be jumped over twice. The circuit is dangerous to negotiate because of the severity of some of the fences. It is while jumping over those fences that accidents happen. However, in recent years, due to immense pressure from animal activists, the severity of these fences have been reduced.

The beginnings of the Grand National dated so far back that it was unclear when it actually started. Some argued that the first race took place in 1836, while others insisted that the race started in 1837 or even 1838.

Over the years, the Grand National had produced many spectacular stories. In the 1950s, the National Grand was dominated by a certain Irish by the name of Vincent O'Brien. Vincent was a horse trainer, and he successfully trained horses that won the National Grand in 1953, 1954, and 1955.

Year 1967 was also an interesting time. Rank outsider, Foinavon, managed to came in first at the odds of 100 to 1. It was ridden by Johnny Buckingham. What happened was that two loose horses managed to put off the leading pack. The horses either stopped or refuse to continue, and had to be remounted. Foinavon was so far behind that he managed to avoid the incident altogether, and overtook 17 horses to come in as the winner.

The most famous horse of the Grand National was undoubtedly Red Rum. It is the only horse that won the Grand National three times. It won in 1973, 1974 and 1977.

The Grand National is a rather unpredictable race. From history, all kinds of unexpected or unforseen circumstances can cause even the best horses to lose the race, or the unpopular horses to win the race. Perhaps that's why millions of people are hooked to the Grand National. Even highly accomplished jockeys like Terry Biddlecombe, Stan Mellor, and Jonjo O'Neill never won the race.

The unexpected twists and turns of the Grand National provide tons of entertainment for its audiences. Even mares (female adult horses) can win this race. To date, a total of 12 mares managed to become a winner. Who would have expected that?

For more Grand National thrill and excitement and Grand National Odds, please visit our website.